Title production services
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KODEGEAR Technologies is building business partnerships with Title Production Service lenders. With a proved journal of over five years within the Title Production Service trade, we have worked with multiple lenders, servicers and title corporations as a trustworthy partner with a singular focus – serving to them grow. We are specialized in the mortgage life-cycle and regularly seek for ways in which we will produce efficiencies in this method. Our informatory approach and breadth of services permit us to actually partner with our clients in developing solutions that facilitate them in coming through their business goals.
Current Owner Search
Current Owner Search involves searching for the details of the present title holder of the subject property and the latest deed with consideration. Search is done by searching from the current date backward. Details like Vesting Deed, Current Tax status, county assessment information, open mortgages, judgments, liens, and legal description will be captured. This search is usually done for origination of Home Equity transactions, short sale, foreclosure auctions, and pre-tax auctions.
Two Owner Search
Two Owner Title search is for the last two owners in the chain of title of the subject property. Search is done by searching from the current date backward. Details like Vesting Deed, Current Tax status, county assessment information, open mortgages, judgments, liens and legal description will be captured. This search is usually done for origination of Home Equity transactions, short sale, foreclosure auctions and pre-tax auctions.
KODEGEAR Technologies does a detailed Full Title search on Current and Previous owners, this kind of search includes all names in the chain of title and should report liens and judgments for all owners, current, and past. The names must be run for general liens, such as judgments and federal tax liens, for the full statutory period applicable for the state. In addition, all defects, liens, and encumbrances specifically referred to in the documents revealed in the search must be reported as exceptions, unless properly disposed of. Includes searches related to property lien, easements, CC & Rs-covenants, conditions and restrictions, agreements, and resolutions and ordinances that affect real property. We also do historical searches up to 50 years for additional pricing.
KODEGEAR Technologies performs an update search on the subject property from the date of the last search to the current date. A report is provided on all the documents posted and recorded during the period while performing it just before the closing takes place.
We help establish Proof of ownership according to the records of the Register of Deeds, making the job of indexing and handling the records a very responsible operation. With us, each document is carefully checked to make sure it meets recording requirements, according to statute, and a permanent record is kept on all recorded documents. At Kodegear Technologies we handle this by digital imagery.
In LIENS search we verify if there are any closed lien showing on title and request for release/ Paid in full letter, request judgment payoffs.
In Bankruptcy search, we check if there is any Bankruptcy filed against the borrower by using the PACER site and upload the search docs in the file.
Latest Tax Status for the property
We provide comprehensive solutions to real estate Tax information for insured and uninsured products with a wide coverage in the United States of America and quick turn times.